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Why is it essential to have insurance in the U.S.?

You are not protected by the French local security when you travel to the USA.
The coverage of social security won't refund your fees in the amount of money high practiced in hospitals & American doctors. Your supplementary insurance won't reimburse you your medical expenses in the USA. One time you arrive on U.S. territory, either for sightseeing or to settle permanently, your supplementary insurance company won't charge unless you have a contract stating that coverage, which is rare.
Medical costs are among the highest in the world.
Health care costs are not commensurate with what they have in Europe.
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